everything About us

success track record

Ultimate Financing, is a proven Direct Lender providing quality equipment leasing/financing services to the third party leasing community. We assist qualified originators and lease brokers to maximize their closing rates with our creative products and services. The Ultimate financing management team is comprised of industry experts with combined experience of over 75 years. We understand your business challenges, the equipment you sell and how to utilize financing strategies that help you get your customers to say “YES” today.

service excellence

At Ultimate Financing each of our valued partners are assigned a financing professional that supports every aspect of the sales and service process. Our “single source” support approach delivers expedited service that enables our customers to get the answers they need…right when they need them. What good are fast answers if they're not the right answers? Our financing professionals possess the critical skills necessary to truly deliver answers you can bet your

business on.

product leadership

We understand that to help our partners maximize their closing rates we have to deliver the right products to solve your customers unique equipment procurement challenges. In today’s competitive landscape, there is no one solution that is right for every company. Our commitment to customization makes Ultimate Financing a true product innovator. We offer leases, loans and Equipment Finance agreements that can be designed to meet the exact cash flow needs of your customers. When you combine our product offerings with our ability to support your A, B and C credit customers…Ultimate Financing offers you a total partnership solution.

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We believe that leadership in product offerings is what really makes Ultimate Financing stand out from the crowd.  The more product choices we provide you with, the more opportunities you have to win additional business.  Helping you get your customer to say “YES” is a key value offering of our organization.  We can’t fund you if you are unable to get your customer to agree to the financing solutions provided.  That’s why we have developed an extensive library of product options, giving you the closing power you need


We also provide you with additional product support through our “Build to Suit” commitment. This allows you to tailor specific financing solutions to match the exact cash flow needs of your customers.  The more flexible financing plans we offer you, the more your customers can take advantage of the power of your financing offering… a win-win approach for both companies.

our products & Services

limited financial disclosure approvals

For customers with less established business histories we offer this program to simplify the credit review process.  We ask only for exactly what we need, to get you the expedited credit responses you deserve.

seasonal payment plans

For customers that have variable cash flow cycles, we can design creative repayment structures that match the exact way they do business. Our job is to provide innovative financing solutions that help you achieve your company growth goals.

application only approvals

Receive same day approvals for your quality credit customers with no additional information required, up to $100,000 per hard asset. We pride ourselves on our ability to be the most responsive financing source in our industry.

full financial disclosure approvals

Our credit philosophy is to try and assess the full picture when we are faced with more challenging credits. Rather than “just say no” our approach is to get deep into the details of the business we are evaluating.  By obtaining a complete risk profile of your customer we gain the total intelligence we require to maximize our approval rates.

flexible lease & loan programs

Depending upon your customers financing needs, we can build the right lease plan to meet their exact needs. We offer terms from as low as 14 months up to 60 months, helping you provide monthly payments to meet your customers budgetary requirements.


Ultimate Financing finances only the equipment types that we have deep knowledge and experience.  Our credit staff has the expertise to support an extensive list of equipment categories that range from construction, industrial, a wide variety of titled vehicles to our specialty niche in car wash equipment. By only offering you funding support for the equipment types we know and understand, and the end users that utilized these assets; we are able to approve and structure transactions more aggressively than our competition.  This focused credit approach offers a significant financing advantage to you and your customers. 


Our equipment credit and funding support capabilities are extensive and growing every year.  The following specifies just a small sample of the equipment categories we can assist you with:




Senior Vice President
Dean joined Navitas in July 2014 as a Senior Vice President, Third Party division of Ultimate Financing , a Division of Navitas Credit Corp. Prior to starting Ultimate Financing, LLC Dean was the Executive Vice President of Credit, Collections, and Documentation and Funding at Axis Capital, Inc. Before his tenure at Axis, Dean was with GE Capital’s Tilden operation in Hauppauge, NY for over five years, in the role of Vice President / Senior Risk Analyst.  While at Tilden he managed and originated a portfolio of leases in excess of a half a billion dollars. Dean Rubin has been involved with the lending industry since 1988, and has considerable experience in credit analysis, loan workout and recovery, and operational management. Areas of expertise include commercial leasing, commercial real estate lending and commercial banking. Dean earned B.A. degrees in Business and Psychology from Dowling College, graduating in 1988, and an MBA in General Management from Dowling College in 1995.


Senior Analyst
Alex joined Navitas in August 2014 as the Director of Credit and Senior Analyst for Ultimate Financing, a Division of Navitas Credit Corp. Prior to joining Ultimate Financing, Alex was employed as a Loan Officer / Credit Analyst with Axis Capital Inc. for three years. Alex Erickson earned a B.A. in Accounting from the University of Nebraska- Lincoln in 2011.

Jenny empfield

Funding Supervisor
Jenny joined Navitas in August 2014, as the Funding Supervisor for Ultimate Financing, a Division of Navitas Credit Corp.  Prior to joining Ultimate Financing, Jenny was employed at Axis Capital, Inc. for twelve years and earned the title of Documentation / Funding Supervisor. Prior to that, Jenny was employed as a Pension Trainer with The Principal Financial Group.  Jenny Empfield received an Associate Degree of Applied Science in Administrative Assisting from Lincoln School of Commerce in Lincoln, NE.


Director of Credit
Kristi joined Navitas in August 2014 as the Director of Credit for Ultimate Financing, a Division of Navitas Credit Corp. Prior to joining Ultimate Financing, Kristi was employed as an AVP in Credit and Documentation and Funding at Axis Capital, Inc. for eight years. Kristi has sixteen years of experience in the finance and mortgage finance industries. Kristi began her finance career with both Conseco Finance and Superior Loan Center in Lincoln, Nebraska. Kristi Fraley attended the University of Nebraska- Kearney and Southeast Community College in Lincoln.

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The Ultimate Financing management team consists of seasoned industry sales, credit and documentation staff with over 75 years of combined experience and over $1 Billion in fundings of equipment leases and loans. By being a part of the broker community for so long we understand the challenges you face every day and have built an organization designed to do one thing... help you close more business, with the power of our financing solutions.


Our total open communication philosophy enables our partners to reach anyone in our organization.  If you have needs or concerns, you can contact any person within the company… all the way up to our Division Senior Vice President.  Proven industry leadership, unprecedented personal service combined with our financing expertise; makes us a funding partner you can count on… every time. Our team is committed to earning your business one transaction at a time, never taking your business for granted.

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contact us!

Need assistance with pricing, credit or a transaction? With our One Call Service support commitment you never get transferred…you get the answers you need. We know that your business never stops, that’s why we provide 24x7 support. We are available when you need us to help you close more business - any day and time


3280 Woodridge Boulevard

Suite 260

Grand Island, NE 68801

Tel: 308.646.2219