Terms & Conditions

terms of use

The following terms and conditions govern your use of Navitas Credit Corp.’s (“Navitas”, “our”, “us” or “we”) Sites and Applications. Our “Sites and Applications” include the following website, customer portals, and dealer portals:

 

navitascredit.com

my.navitascredit.com

connect.navitascredit.com

My Navitas Mobile

My Nativas HD

navitaslending.com

equipmentstreet.com

 

Our separate Privacy Policy is incorporated into these Terms and Conditions. BY USING OUR SITES AND APPLICATIONS, YOU AUTOMATICALLY SIGNIFY YOUR ASSENT TO THE FOLLOWING TERMS OF USE AND TO THE TERMS OF OUR PRIVACY POLICY WITHOUT LIMITATION OR QUALIFICATION. IF YOU DO NOT AGREE TO ALL SUCH TERMS, DO NOT USE OUR SITES AND APPLICATIONS.

 

You represent that your use of our Sites and Applications is in connection with the potential selling, purchasing or financing of equipment strictly for commercial or business purposes and not for personal, family household or agricultural purposes. Navitas assumes no responsibility for how you use our Sites and Applications or how you use the information obtained from them.

 

Navitas may terminate or restrict your access to its Sites and Applications at any time without advance notice to you. Your access also may be unavailable, restricted or interrupted for planned maintenance or for circumstances beyond our control.

 

Navitas may at any time revise these terms by updating this posting. You are and will be bound by any such revisions and accordingly you should periodically visit this page to review the then current terms and conditions to which you are bound.

 

Limitations

The information provided in our Sites and Applications is provided for commercial purposes only. Navitas seeks to provide accurate and timely information. Nevertheless, there may be inadvertent technical or factual inaccuracies and typographical errors, for which we apologize. We reserve the right to make changes and corrections at any time, without notice. Navitas does not warrant, represent or guarantee, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained in our Sites and Applications. In no event will Navitas, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Navitas or any other party have been advised of the possibility thereof.

 

Nothing contained in our Sites and Applications constitutes legal, tax or investment advice. Neither the information nor any opinion contained therein constitutes a solicitation or offer by Navitas or its affiliates to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained in our Sites and Applications are the sole responsibility of the user. All information posted in the Sites and Applications is current only as of the date of its posting, and Navitas undertakes no obligation to update any information to reflect events or circumstances after the date of such posting.

 

The information provided in our Sites and Applications is provided without warranties of any kind, either expressed or implied, and Navitas disclaims all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Navitas expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained in its Sites and Applications. Neither Navitas nor any of its affiliates, directors, officers or employees, nor any third party vendor retained by Navitas, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of its Sites and Applications, or resulting from the act or omission of any other party involved in making the Sites and Applications or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the Sites and Applications or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Navitas or of any vendor providing software or support services for the Sites and Applications.

 

Trademark and Copyrights

Navitas owns and operates the Sites and Applications. All trademarks, service marks, trade names, and logos displayed on the Sites and Applications are proprietary to Navitas, except as explicitly noted below under “Ownership of Other Materials”. Nothing contained in the Sites and Applications should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed in the Sites and Applications without the written permission of Navitas or such third party that may own the trademarks displayed in the Sites and Applications. Your use of the trademarks displayed in the Sites and Applications, except as provided herein, is strictly prohibited.

 

Images displayed on the Sites and Applications are either the property of, or used with permission by, Navitas. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. If you download any information or software from the Sites and Applications, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

 

Ownership of Other materials

Adobe®, Acrobat®, Acrobat® Reader, and the Acrobat logo are trademarks of Adobe Systems Incorporated. Microsoft® and Internet Explorer® are trademarks of Microsoft Corporation. Netscape Navigator® is a trademark of Netscape Communications. Standard & Poor’s®, S&P®, Standard & Poor’s 500®, S&P 500®, are trademarks of The McGraw-Hill Companies, Inc.

 

Jurisdiction and Governing Law

The Sites and Applications are controlled and operated by Navitas Credit Corp. from its offices within the Ponte Vedra Beach, Florida, United States. Navitas Credit Corp. makes no representation that materials on the website are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access the Sites and Applications from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials in the Sites and Applications in violation of U.S. export laws and regulations.

 

The information provided in the Sites and Applications is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Navitas or its affiliates to any registration requirement within such jurisdiction or country.

 

These Terms and Conditions shall be governed by and construed in accordance with the law of Florida, without regard to the conflict of laws thereof, and to the laws of the United States. If you take legal action relating to these terms of use, you agree to file such action only in the United States District Court for the Middle District of Florida, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any such action.

 

Integration and Severability

If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions. The preceding terms of use represent the entire agreement between Navitas and the user relating to the subject matter herein.

 

 

privacy policy

general

Navitas Credit Corp. (“Navitas”, “we”, “our” or “us”) recognizes the importance of your privacy and protecting the confidential information that you may choose to send us, whether by email, regular mail, in–person delivery, fax or phone, or through our Sites and Applications. Our “Sites and Applications” include the following website, customer portals, and dealer portals:

 

navitascredit.com

my.navitascredit.com

connect.navitascredit.com

My Navitas Mobile

My Nativas HD

navitaslending.com

equipmentstreet.com

 

PROTECTING YOUR PRIVACY AND CONFIDENTIAL INFORMATION IS EXTREMELY IMPORTANT TO US. Our company is a member of the Better Business Bureau and strives to act in a professional and ethical manner in all of our business dealings. Our company’s Privacy Policy is set forth below. This policy outlines the types of personal information that is received and collected by us and how it is used.

 

USING NAVITAS’ SITES AND APPLICATIONS

The terms of this Privacy Policy are incorporated into the separate Terms of Use governing your use of our Sites and Applications. You automatically agree to the terms of this Privacy Policy by using our Sites and Applications. IF YOU DO NOT AGREE TO THESE PRIVACY TERMS, DO NOT USE OUR SITES AND APPLICATIONS.

 

Log Files

Navitas makes use of log files. The information inside the log files includes internet protocol (IP) addresses, type of browser, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

 

DoubleClick DART Cookie

Google, as a third party vendor, uses cookies to serve ads. Google’s use of the DART cookie enables it to serve ads to users based on their visit to sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL - http://www.google.com/privacy ads.html. Advertising partners may use cookies and web beacons on our sites. Advertising partners include third-party ad servers or ad networks that use technology in the advertisements and links that appear on our sites sent directly to your browsers. They automatically receive your IP address when this occurs. Other technologies (such as cookies, JavaScript, or Web Beacons) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and/or to personalize the advertising content that you see. We have no access to or control over these cookies that are used by third-party advertisers.

 

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. Our Privacy Policy does not apply to, and we cannot control the activities of, such other advertisers or web sites. If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.

 

Personal and Business Information

We collect personal and business information you voluntarily choose to disclose to us, whether over the internet or our website, or by email, regular mail, in–person delivery, fax or phone. This information is collected and maintained for appropriate business reasons. We utilize this information for a variety of reasons, including but not limited to, to:

  • verify your identity as our customer
  • evaluate credit applications submitted by you or an authorized party to us
  • establish and manage customer accounts
  • complete customer transactions
  • respond to your inquiries and fulfill your requests
  • understand customer needs
  • market products and services
  • improve our Sites and Applications
  • control risk, including but not limited to maintaining information security, and combating fraud
  • track usage (such as number of hits, pages visited and the length of user sessions) in order to evaluate the usefulness of our Sites and Applications
  • respond to interests of employment with us
  • comply with legal and regulatory requirements and with other legal process and law enforcement requirement
  • conduct other business activities, including but not limited to data analysis, audits, product and services improvements, and enhancement
  • take any other lawful and appropriate actions regarding your relationship with us

 

If you choose to correspond with us, we may retain the content of your messages together with your address, fax number, email address and/or our responses. You may also provide us information about yourself, your firm or company, and your practices when you communicate with us through any means. Examples of such information include nonpublic personal and business financial information on contact forms, vendor applications and credit applications. Examples of the categories of nonpublic personally identifiable financial information that we maintain concerning you include, but are not limited to:

  • Information we receive from you or an authorized third party on applications or other forms, including consumer and commercial reports you authorize us to obtain
  • Information about your transactions with us
  • Information on banking accounts
  • Credit and payment history
  • Whether you own or rent your residence and the length of time that you have resided at your current address
  • Tax returns
  • Financial statements and information

 

Sharing of Information with Third Parties

Navitas may share the information you choose to provide us with its various suppliers, affiliates, business and financial partners, financing sources, equipment vendors who might have referred you to us, and with our affiliates (collectively, the “Third Parties”), for any of the purposes set forth in the “Personal and Business Information” section above. We expect our Third Party providers to exercise the same degree of care regarding your information that we exercise. As we develop our business, we may also transfer information you have provided to us in the course of sales of assets, corporate divestitures, mergers, acquisitions, or any dissolution.

 

Inaccurate Information

Please contact us immediately if you believe that our records contain inaccurate or incomplete information about you or your company. We will review your concerns and correct our records if necessary.

 

Security of Information

Personnel at our company have access to any confidential information that you chose to provide us. Information that resides on our various operating systems is password protected. All company personnel sign confidentiality agreements regarding the proper use of your information.

 

Children

Our Sites and Applications are not intended for visitors under 18 years of age. Navitas does not knowingly solicit any information from, or market its services or products to, children.

 

Changes to our Privacy Policy

Our Privacy Policy is subject to periodic review and changes. If we materially change our Privacy Policy, we will post those changes to this Privacy Policy for you to view. When we do make changes, we will revise the “Effective” date at the top of this Privacy Policy. We encourage you to periodically review this Privacy Policy to stay informed about how we are helping to protect the personal and confidential information we collect. Your continued use of our website and the products and services we provide constitutes your agreement to this Privacy Policy and any updates.

 

Authorization and Consent to Use Information

By providing information to Navitas through our Sites and Applications or by e-mail, fax, regular mail, in-person delivery or phone, you authorize our use of that information for the purposes set forth in the “Personal and Business Information” set forth above. We may also use the information we collect to contact you about updates to our website, new services and special offers we think you will find valuable.

 

Please direct any questions regarding this policy to: [email protected].

 

 

3280 Woodridge Boulevard

Suite 260

Grand Island, NE 68801

Tel: 308.646.2219